“It’s amazing how fast you can go through $7,000 with beer, pizza, and The Gap.”
—Ben Affleck
What is your reaction to the word budget?
A sinking, depressed, deprived feeling? You are not alone. Many people audibly groan at the mention of the word.
For the vast majority, “it”budget” connotes scarcity, lack, and limitation—none of which are very pleasurable concepts.
When people talk about budgeting, they usually mean cutting the fun, frivolity, entertainment, and spontaneity out of your life and creating a bare-bones, austere, nothing-but-the-basics spending plan—something you do when you’re stressed about not having enough money.
That is NOT my idea of budgeting. I have reframed it as: Baby U Deserve Getting Every Thing!
It means designing a spending plan to achieve your priorities and get all those things you really want. A budget is telling your money where to go instead of wondering where it went. This can and should be a very enjoyable process and not the bitter, restrictive pill you fear.
I think we should each have three budgets. I have complicated names for them: Low, Medium and High. Medium is the budget you’re on right now, Low is the bare-bones-budget you’d go on if things got tough, and High is your goal budget. Each budget is just for one month.
People hate budgeting because they’re afraid of Low Budget. They think that’s the only budget there is and that they’ll be stuck with it forever. Who’d want that?
But Low Budget is never forever, it’s just for now. Anyone can go on Low Budget for a month! And when you’re on it, stay light-hearted about it and double up on your prosperity affirmations. Make it a game! See how much money you can avoid spending each day. Look for opportunities to create more income.
It won’t be long before you’ve moved up to Medium Budget. Time to celebrate! Investigate how to make more money and improve your circumstances. Each day you succeed in conserving your cash with creative ideas, congratulate yourself on your wisdom and money mastery.
If you’re following Mike’s program, you are visualizing and affirming your goals, so now write out your High Budget. What’s your future budget going to be when you achieve them? How much money will you make? What will you be paying for your home, car, parties, clothes, food, and vacations?
Imagine yourself living the High Life. Where will you dine out? Where will you go on vacation? Paris? Rome? Tokyo? Bali? Where will you shop for clothes? What kind of car will you drive? How much money is required for that? Get pictures of everything and put them on your vision board. How much fun will you be having on that budget?!
Your budget is a scorecard that tells you how well you’re doing at visualizing, positive thinking and sending out ships. The more you do that, the more money you make!
Today’s Affirmation: “I spend money wisely and happily, blessing myself and others.”
From The Wealthy Spirit by Chellie Cambell
